(803) 960-9484

palmettomedicare@gmail.com

218 Cannon Dale Rd, Columbia, SC 29212, USA

Palmetto Medicare
(803) 960-9484contact us
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FAQ

The best time to enroll in Medigap is during your Medigap open enrollment period. This is a six-month period that begins the month that you are enrolled in Medicare Part B and are at least 65 years old (or qualify because of a disability or end-stage renal disease). During your open enrollment period, insurance companies are not allowed to use medical underwriting when considering your application. You may also switch Medigap plans during this time if you aren't satisfied with the one you initially selected. However, if you enroll in a plan outside of your open enrollment period, insurance companies may be allowed to base the cost of your plan on your current and past health. This could lead to a higher premium. And if a company determines your health is too poor, they may deny you coverage entirely (which they are not allowed to do if you enroll during your open enrollment period).
Any physician or facility that accepts Medicare also accepts Medicare Supplement Insurance. So as long as your provider accepts Medicare, your Medigap plan will also be accepted.
If you move to a new state or have a seasonal retreat, your Medigap plan will usually travel with you, even if that plan is not sold in the other state. It's best to check with your insurance agent to make sure your Medigap coverage will travel with you wherever you go.
A Medicare Supplement Insurance plan may only be used in conjunction with Original Medicare (Part A and Part B). If you are enrolled in a Medicare Advantage plan and enroll in a Medicare Supplement Insurance plan, you will need to leave your Medicare Advantage plan before your Medigap plan takes effect.
Contact Palmetto Medicare. Because the prices and availability of plans can differ from one insurance company to another, the best way to shop for a plan is to compare offerings from multiple insurance companies in your area. The best way to do this is to have an agent/broker provide you with a range of plan options and price quotes once you are age-eligible.
You must continue to pay your Medicare Part B premium, if not otherwise paid for by a third party (Like Medicaid), even if our plan premium is $0.
Emergency and urgent care services are covered even if you are out of the area.
(803) 960-9484contact us